Millennials, tecnologia i educació financera
Publicat originalment a Forbes
Millennials, Technology And The Challenge Of Financial Literacy
Managing money can be a full-time job for anybody who wasn’t born into an abundance of it. This will always be true, no matter how the social and political winds might shift. However, studying how people of different ages demonstrate their financial literacy is a fascinating exercise — one made only more interesting by the coming-of-age of millennials.
Modern life has brought new challenges, and millennials are feeling some of those challenges more keenly than others. There now appears to be a significant gulf between real financial literacy and financial confidence. Millennials don’t really want for confidence, on average, but a surprising number of them do lack a basic understanding of finance.
The “why” and “what now” is more difficult, but we do have some practical advice for young people who feel these trends describe their current approach to money-wrangling. Before we get to that, though, let’s get honest about the scope of the problem and what might be responsible for this widening generational knowledge gap…