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Home Cinc consells per la educació financera dels nostres fills (English)

Cinc consells per la educació financera dels nostres fills (English)

Llegir+:Té sentit la educació financera?

24/03/2015 - L’article de l‘Steven Richmond ens dóna 5 consells per transmetre tota l’experiència financera que hem obtingut al llarg de la nostra vida als nostres fills, i d’aquesta manera estimular el seu aprenentatge i preparar-los per a la vida adulta real; on hauran d’afrontar situacions d’independència financera en un futur cada cop més proper.

Parents today have survived their fair share of economic crises: the Great Recession, the dot-com bubble and the various oil shocks during the Reagan and Carter years, just to name a few.

 

Years of experience teaches us the importance of financial literacy, but what about the next generation of Americans who are facing financial independence for the first time?

Good parents want the best for the children, which means making sure they grow up knowing how to handle their personal finances properly.

Try one of these five smart techniques when you decide to start teaching your children how to handle their money responsibly.

Good parents want the best for the children, which means making sure they grow up knowing how to handle their personal finances properly.

1. BE A ROLE MODEL

Children don’t know what to think about anything until someone else tells or shows them how it’s done. If you really want to kick-start their financial literacy at a young age, think about what it means to be financially responsible and embody that image.

This means not taking on excessive debts, prioritizing your purchases, setting a budget and saving money for both retirement and rainy days.

Children naturally mirror you and the decisions you make – if you know you’re making smart decisions with your money, chances are your kids will pick up on it and make similar choices.

Children naturally mirror you and the decisions you make – if you know you’re making smart decisions with your money, chances are your kids will pick up on it and make similar choices.

2. PLAY GAMES THAT STIMULATE FINANCIAL THINKING

Contrary to popular belief, not all board games and video games are bad for you. In fact, some not only teach financial literacy skills, but require them if the player has any hope of winning.

Games like Monopoly, for example, provide a wholesome introduction to spending within your means, planning for the future, calculating percentages and interest rates, and simple arithmetic.

Others, such as Starcraft, Sim City and Europa Universalis, teach players how to carefully manage their resources, adapt to a dynamically changing landscape (not unlike the national economy) and set goals for the future.

The skills kids learn playing these games will translate elegantly into real-world applications. Don’t forget to join your kids when they play, both for the quality bonding time and in case they have any questions.

 

(…)

Continue reading; Investopedia.com

 

Llegir+:Advancing national strategies for financial education- OECD

mar 25, 2015Efec
Parlar de diners amb els meus fills: el decàleg de consellsEducar a mis hijos en el dinero: decálogo de consejosL’ educació financera contra els préstecs fora de la banca comercial als EEUU (English)La educación financiera contra los préstamos fuera de la banca comercial en los EEUU (English)
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Categoría: GeneralCurso: Financiación, comercio electrónico seguro y tus derechos como consumidor financiero (IBERCAJA OBRA SOCIAL)

Cerrar

25 February, 2015 6:00 pm – 8:00 pm

Mapa Centro Ibercaja Guadalajara

Curso impartido por Juan Isidoro Ciruelos. Voluntariado Ibercaja.

A través de estos talleres, con un lenguaje sencillo y accesible y sin necesidad de conocimiento previo, explicaremos las nociones básicas a tener en cuenta para manejar las finanzas domésticas. También se darán las claves para analizar la propia situación personal y todo lo que debemos saber para invertir nuestro dinero, pedir un préstamo, aprender a utilizar la banca online de forma segura, ahorrar para la jubilación, planificar mensualmente nuestros ingresos y gastos, etc.

Entrada libre, previa inscripción.

Curso: Financiación, comercio electrónico seguro y tus derechos como consumidor financiero (IBERCAJA OBRA SOCIAL)

Curso: Financiación, comercio electrónico seguro y tus derechos como consumidor financiero (IBERCAJA OBRA SOCIAL)

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Categoría: GeneralEUROPEAN MONEY WEEK

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9 March, 2015 N/A

European Money Week is an initiative that aims to raise public awareness on financial literacy and improving financial education for students from elementary and secondary schools. The week consists of a series of events in the participating countries and at a European level.
Ultimately, the objective is to improve the level of financial education in Europe.

European Money Week is an initiative of the European Banking Federation, coordinated by the EBF Financial Education Project Group involving national banking associations from across Europe.

EUROPEAN MONEY WEEK

EUROPEAN MONEY WEEK

Cerrar

Categoría: GeneralGlobal Money Week

Cerrar

9 March, 2015 N/A

Global Money Week is a worldwide celebration to empower the next generation to be confident, responsible and skilled economic citizens. Every year, during the second week of March, young people around the globe talk, play, create, sing, read, discuss and learn about saving, money, changing economic systems and building a financial future for youth. It is about joining together – children, youth, parents, organizations and entire communities - to start action to reshape finance, and give young people the tools to shape their own future.

Global Money Week

Global Money Week

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Categoría: General"Tus Finanzas, Tu Futuro"

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9 March, 2015 N/A

Más de 5.500 alumnos de toda España se beneficiarán del programa “Tus finanzas, tu futuro” impartido por la Asociación Española de la Banca en colaboración con la Fundación Junior Achievement

"Tus Finanzas, Tu Futuro"

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Categoría: GeneralEUROPEAN MONEY WEEK

Cerrar

10 March, 2015 N/A

European Money Week is an initiative that aims to raise public awareness on financial literacy and improving financial education for students from elementary and secondary schools. The week consists of a series of events in the participating countries and at a European level.
Ultimately, the objective is to improve the level of financial education in Europe.

European Money Week is an initiative of the European Banking Federation, coordinated by the EBF Financial Education Project Group involving national banking associations from across Europe.

EUROPEAN MONEY WEEK

EUROPEAN MONEY WEEK

Cerrar

Categoría: GeneralGlobal Money Week

Cerrar

10 March, 2015 N/A

Global Money Week is a worldwide celebration to empower the next generation to be confident, responsible and skilled economic citizens. Every year, during the second week of March, young people around the globe talk, play, create, sing, read, discuss and learn about saving, money, changing economic systems and building a financial future for youth. It is about joining together – children, youth, parents, organizations and entire communities - to start action to reshape finance, and give young people the tools to shape their own future.

Global Money Week

Global Money Week

Cerrar
11

Categoría: GeneralEUROPEAN MONEY WEEK

Cerrar

11 March, 2015 N/A

European Money Week is an initiative that aims to raise public awareness on financial literacy and improving financial education for students from elementary and secondary schools. The week consists of a series of events in the participating countries and at a European level.
Ultimately, the objective is to improve the level of financial education in Europe.

European Money Week is an initiative of the European Banking Federation, coordinated by the EBF Financial Education Project Group involving national banking associations from across Europe.

EUROPEAN MONEY WEEK

EUROPEAN MONEY WEEK

Cerrar

Categoría: GeneralGlobal Money Week

Cerrar

11 March, 2015 N/A

Global Money Week is a worldwide celebration to empower the next generation to be confident, responsible and skilled economic citizens. Every year, during the second week of March, young people around the globe talk, play, create, sing, read, discuss and learn about saving, money, changing economic systems and building a financial future for youth. It is about joining together – children, youth, parents, organizations and entire communities - to start action to reshape finance, and give young people the tools to shape their own future.

Global Money Week

Global Money Week

Cerrar
12

Categoría: GeneralEUROPEAN MONEY WEEK

Cerrar

12 March, 2015 N/A

European Money Week is an initiative that aims to raise public awareness on financial literacy and improving financial education for students from elementary and secondary schools. The week consists of a series of events in the participating countries and at a European level.
Ultimately, the objective is to improve the level of financial education in Europe.

European Money Week is an initiative of the European Banking Federation, coordinated by the EBF Financial Education Project Group involving national banking associations from across Europe.

EUROPEAN MONEY WEEK

EUROPEAN MONEY WEEK

Cerrar

Categoría: GeneralGlobal Money Week

Cerrar

12 March, 2015 N/A

Global Money Week is a worldwide celebration to empower the next generation to be confident, responsible and skilled economic citizens. Every year, during the second week of March, young people around the globe talk, play, create, sing, read, discuss and learn about saving, money, changing economic systems and building a financial future for youth. It is about joining together – children, youth, parents, organizations and entire communities - to start action to reshape finance, and give young people the tools to shape their own future.

Global Money Week

Global Money Week

Cerrar
13

Categoría: GeneralGlobal Money Week

Cerrar

13 March, 2015 N/A

Global Money Week is a worldwide celebration to empower the next generation to be confident, responsible and skilled economic citizens. Every year, during the second week of March, young people around the globe talk, play, create, sing, read, discuss and learn about saving, money, changing economic systems and building a financial future for youth. It is about joining together – children, youth, parents, organizations and entire communities - to start action to reshape finance, and give young people the tools to shape their own future.

Global Money Week

Global Money Week

Cerrar
14

Categoría: GeneralGlobal Money Week

Cerrar

14 March, 2015 N/A

Global Money Week is a worldwide celebration to empower the next generation to be confident, responsible and skilled economic citizens. Every year, during the second week of March, young people around the globe talk, play, create, sing, read, discuss and learn about saving, money, changing economic systems and building a financial future for youth. It is about joining together – children, youth, parents, organizations and entire communities - to start action to reshape finance, and give young people the tools to shape their own future.

Global Money Week

Global Money Week

Cerrar
15

Categoría: GeneralGlobal Money Week

Cerrar

15 March, 2015 N/A

Global Money Week is a worldwide celebration to empower the next generation to be confident, responsible and skilled economic citizens. Every year, during the second week of March, young people around the globe talk, play, create, sing, read, discuss and learn about saving, money, changing economic systems and building a financial future for youth. It is about joining together – children, youth, parents, organizations and entire communities - to start action to reshape finance, and give young people the tools to shape their own future.

Global Money Week

Global Money Week

Cerrar
16

Categoría: GeneralGlobal Money Week

Cerrar

16 March, 2015 N/A

Global Money Week is a worldwide celebration to empower the next generation to be confident, responsible and skilled economic citizens. Every year, during the second week of March, young people around the globe talk, play, create, sing, read, discuss and learn about saving, money, changing economic systems and building a financial future for youth. It is about joining together – children, youth, parents, organizations and entire communities - to start action to reshape finance, and give young people the tools to shape their own future.

Global Money Week

Global Money Week

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