La educación financiera es esencial independientemente de los ingresos personales

Financial Literacy Is Essential No Matter One’s Income
Specialist Says Financial Know-How Also Benefits State’s Economy
de Erika Janik

There are many types of literacy. One that nearly every one could use some help with is financial literacy.

“Our surveys found that less than half of Wisconsinites were able to answer basic financial literacy questions, things like interest rates, investing, and savings,” said Peggy Olive, a financial capability specialist with the University of Wisconsin-Extension.

Financial literacy is the ability to understand how money works: how to earn it, how to manage it, and how and where to invest and save it.

Olive said that financial literacy is essential to navigating personal finances no matter a person’s income. Many Wisconsin families — but particularly low- and moderate-income households — struggle with the range of choices in financial services. Finding a few extra dollars each month can make a big difference.

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